• Finland – Fairyland of Aurora
    In Finland, there exists the most beautiful fjord of Scandinavian Mountains, Lake Group of ice erosion, figures of reindeers here and there, as well as Finland foxes you cannot find them. Finland is also known as the “Country of Thousand Islands” or “Country of Thousand Lakes”. Romantic streets, cozy buildings, lovely Father Christmas, beautiful ice and snow are integrated on the land of Northern Europe. Why not take your UnionPay card (card number starting with 62) to visit the “Fairyland of Aurora” and make a wish there？
  • POS acceptance

    Merchants withthe signage of   all accept UnionPay cards, including airports duty-free shops；Stockmann；Burberry, MaxMara, Louis Vuitton, Hugo Boss, etc. Some merchants may have yet to put up the UnionPay signage, cardholders can show their UnionPay cards upon the till and inquire about UnionPay acceptance.


    When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.


    Note：Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.


    Paying with UnionPay credit card at some local merchants requires no PIN. Cardholders can complete the payment following the instruction of the cashier. You can also refer to relative service guide at “Help Center-Card-using Instructions-Service Guide for Overseas Using of UnionPay Credit Card without PIN”.

  • Cash withdrawal
    In Finland, UnionPay cards are accepted at the ATMs of Nosto, Change Group, and Forex.

    Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).

    Nosto ATM Location: https://nostoautomaatti.fi/
  • Tips
    Select PINs that cannot be easily guessed by anyone.
    Never disclose your PIN to anyone who claims to represent the bank or the police.
    Be alert to your surroundings before conducting any banking transactions.
    Keep a close eye on your credit card during transaction to avoid any illegal activities.
    If your UnionPay card has been stolen/lost, please inform the issuer immediately.
  • Introduction of Overseas Tax Refund
    Tax Refund Procedure:
    UnionPay tax refund procedure varies slightly from country to country due to each country's tax refund regulations or the user's choice of tax refund method.
    ① Get the Tax Refund Form upon purchase over a specified minimum amount (inclusive), select UnionPay card (card number starting with 62) to receive the tax refund.
    ② Pass Customs inspection before departure (get the Tax Refund Form stamped or scanned).
    ③ Deliver or mail the tax refund forms and invoices (reminder: for future query and retrospection, please record the information, photocopy or photo is preferred, in Tax Refund Form and invoice before delivering or mailing the documents).
  • More considerate services offered by UnionPay Card

    UnionPay Card Emergency Cash Assistance Service

    UnionPay cardholders can call the hotline of the issuing bank or local UnionPay hotline to apply for an emergency cash assistance capped at the equivalent of USD 5,000 if they are experiencing emergencies like lost or malfunctioning cards.

     

    Find More:

    http://www.unionpayintl.com/en/servicesProducts/

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