Product Features

• Secure and reliable risk control

  UnionPay QR codes adopt tokenization to further protect user privacy. Additionally, other technologies such as biometrics, device fingerprints, real-time risk monitoring and interception are deployed to ensure controllable risks and security of funds.

• Various functions widely supported

  It allows all smart phones as well as apps, given that such apps meet security qualifications, to join and enable related business. Various user portals are available with a wide coverage. At the same time, the QR code supports acquiring use cases at both physical and online/mobile merchants.

• Various forms of marketing

  The UnionPay QR code comes with the u·plan UnionPay Cross-Border Marketing Platform, supporting a variety of marketing tools and features such as random and threshold discounts as well as offers. It meets the needs of UnionPay partners for customized marketing, and helps them accelerate the cultivation of mobile payment users and business promotion.

• Globally compatible specifications

  The UnionPay QR code is compliant with the EMV specifications. Card issuers and mobile app providers can enable the QR code both in and outside the Chinese mainland once the feature is activated.

• Easy access and wide acceptance

  Card issuers can quickly launch the product with simple modification. Flexible access is available for acquirers, who can enable merchant-presented QR payment without any changes to the acquiring system and acceptance terminal. The UnionPay QR code supports both online and offline use cases. Be it supermarkets, convenience stores, street markets or fruit stores, the UnionPay QR code is available at all types of merchants, large or small.