Merchant Description (provided by the merchant)：

Merchant Introduction: Homeplus is a leading hypermarket in South Korea, offering a wide range of groceries, household goods, electronics, and more at reasonable prices. It operates stores across the country and provides convenient shopping services through its online mall.

Activity content：

Applicable Stores: Hapjeong Store, Dongdaemun Store, World Cup Store, Geumcheon Store, Gangseo Store, Songdo Store, East Suwon Store, Bucheon Sangdong Store, Centum City Store, Seogwipo Store

Event Mechanism:
Spend 50,000 KRW or more, get a 10% instant discount, up to a maximum of 10,000 KRW. (Registration required; each card can enjoy the offer 3 times per month, up to a total of 10 times during the event period)

Registration Link: https://marketing.unionpayintl.com/offer-promote/?language=zh&insCode=900520156#/offer?offerNo=250109109313

Activity Rules：

1. The amount on the receipt is the transaction's original amount; the actual payment amount is based on the debit information from the issuing bank. The exchange rate displayed by the merchant is not the UnionPay exchange rate. The actual eligibility for the discount is based on the transaction amount and exchange rate in the UnionPay system.

2. Steps to check the discount:

   2.1) Bind your UnionPay card to the Cloud QuickPass App in advance.

   2.2) Participate in the event using the specified payment method.

   2.3) Enter "Card Management" in the Cloud QuickPass App - "Click the bank card used for consumption" - "Transaction History" to check the discount amount.

   • The discount information may not be immediately displayed after payment. Please refresh after five minutes to confirm.

   • This does not apply to checking transaction details for UnionPay cards issued outside of Mainland China after participating in the event abroad.

3. If you have questions about the discount after the transaction, cardholders can call UnionPay customer service for consultation.

4. The discount does not apply to specified brands. Please refer to in-store notices for details.

5. This event is only valid for UnionPay cards processed through the UnionPay network. Transactions processed via UnionPay online banking, local processing, peer-to-peer transactions, and third-party platform payments are not eligible for the event. Whether a dual-currency card transaction is processed through UnionPay channels is subject to verification.

6. New stores or special circumstances may prevent some stores from participating in the promotion (some unmanned vending machines and stores in large shopping malls may not be able to use or enjoy the discount. If a merchant belongs to two different scenarios, the discount will automatically apply based on the merchant's code and scenario, and cannot be chosen). If you confirm that you did not receive the discount after your purchase, it is recommended to ask the merchant to cancel the transaction and contact UnionPay customer service for verification, then re-purchase to enjoy the discount.

7. This promotion cannot be combined with other UnionPay card promotions.

8. If a transaction is refunded or returned, only the actual payment amount paid by the cardholder will be refunded, excluding the discount amount.

9. Event quotas are limited and available on a first-come, first-served basis based on the order of actual transactions. The event will end once the quota is reached or may end earlier than the announced end date.

10. More details of the event are subject to in-store information.

11. The event details may change within the scope permitted by applicable laws.

Tax Refund Eligibility:

• Non-Korean residents with no income in Korea
• Foreigners staying in Korea for less than 6 months
• Overseas compatriots staying in Korea for less than 3 months but living abroad for more than 2 years
• Minimum shopping amount of 15,000 KRW
• Tax refund items must be carried out of Korea within 3 months from the date of purchase

Tax Refund Eligible Items:

• All items except those prohibited by law or those that cannot be visually verified by customs, as well as duty-free items
• All goods subject to value-added tax (VAT), excluding non-refundable items (clothing, shoes, bags, accessories, cosmetics, perfumes, electronics, ginseng, red ginseng, etc.)

Exception Clause:

1. The terms and conditions of the promotion is applicable to the merchant. Details can be consulted from customer service staff.
2. UnionPay International is neither vendors nor service providers, thus UnionPay International is not responsible for the products or services provided by the merchant. Any obligations and liabilities relating to such products or services and all auxiliary services shall be borne by the merchant.
3.The design, text, images and links contained in this page shall only be used, permitted by UnionPay International, for the purpose of promoting the corresponding activities of UnionPay International. After the end of the promotion, the link and other related content will be invalid. If used, please delete it immediately. Unionpay International shall not be liable for the consequences or damages incurred as a result of any failure to delete it in time or unreasonable use.