unionpay

UnionPay cards can be smoothly used at 177 countries and regions worldwide.

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  • UnionPay services since April, 2006  Local service hotline N/A

    In Monaco, UnionPay cards are accepted at merchants most frequented by tourists and most ATMs.
    • Monaco – Country of Palace
      As a city-state in Europe, Monaco ranks to be the second smallest country (second to Vatican) worldwide having national territorial area being 1.95 square kilometers. However, it is one of the most densely populated countries in the world, and becomes world-famous for many rich people and F1 Grand Prix. Monaco, featuring ancient castles, thousands of sails, cars and girls, acrobatics and unrestrained gambling, is always smiling and shining, just like its past princess, Grace Kelly. Why not take your UnionPay card (card number starting with 62) to make your visit to Monaco more secure and convenient?
    • POS acceptance
      Merchants with the signageof   all accept UnionPay cards, mainly are departmentstores, jewelry and clock stores, brand stores, hotels, duty free shops inmajor airports and most merchants in Bicester Village. Since that some of themerchants have yet to put up the UnionPay signage, cardholders may show theirUnionPay cards upon the till and inquire about UnionPay aceptance.

      When using co-branded cards, you are advised to choose UnionPay as the routingoption to be benefited from the special offers and services provided byUnionPay. 

      Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.

      Paying with UnionPay credit card at some local merchants requires no PIN.Cardholders can complete the payment following the instruction of the cashier.You can also refer to relative service guide at "
      Help Center-Card-using Instructions-Service Guide for Overseas Using of UnionPay Credit Card without PIN". 
    • Cash withdrawal
      In Monaco, the ATMs of Le Credit Lyonnais and Société Générale accept UnionPay cards for withdrawing Euro. There are the signages of  or  on these ATMs or the ATM screen.

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Monaco: some ATMs will charge commission fee, which is charged by the local banks in Monaco and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.