unionpay

UnionPay cards can be smoothly used at 177 countries and regions worldwide.

Safe Convenient Preferential

America Europe Asia Africa Oceania
  • China UnionPay
  • Global sea purchase
  • Exchange rate inquiry
  • ATM Query
  • u•plan
  • Chinese
  • UnionPay service since: The end of 2016
    Local service hotline: N/A
    In Latvia, merchants with UnionPay logo can accept UnionPay cards.

    • Latvia – A Country of Fairy Tales on the Baltic Sea
      Located in the northeast of Europe, bordering the Baltic Sea, Latvia was originally one of the Republics of the Soviet Union and became independent in 1991. The best-known scenic spots in Latvia include Riga, Jurmala coast, Helguda and Cesu scenic area, Ethnographic Open-Air Museum and Rundale Palace. In addition, Latvia is one of the few countries which protect their natural ecosystems from massive touch of human beings, and has one of its territory maintaining exuberant natural ecosystems. Why not take your UnionPay cards (card number starting with 62) to appreciate the natural beauty of the Baltic Sea.
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network at overseas. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.

    • More considerate services
      UnionPay Card Emergency Cash Assistance Service
      UnionPay cardholders can call the hotline of the issuer or local UnionPay hotline to apply for an emergency cash assistance capped at the equivalent of USD 5,000 if they are experiencing emergencies like lost and damage thus suffer malfunctioning cards.

    • Code Of Conduct
      In 2015, the Interchange Fee Regulation (EU/2015/751) (“IFR”) came into force in EU, requiring a separation between card schemes and processing entities in terms of accounting, organization and decision-making processes. Such IFR applies to card-based payment transactions carried out within EU, where both the payer's payment service provider and the payee's payment service provider are located therein.

      UnionPay therefore comes up with this code of conduct to help UnionPay staff understand the requirements of the IFR and provide guidance for such staff to be fully compliant as it relates to such aforementioned transactions only.

      This Code of Conduct will take effect on February 7, 2018. If there are questions or concerns about this Code of Conduct, please feel free to contact UnionPay Legal and Compliance Section at Legalteam@unionpayintl.com.

      For more information about it, please check here.
    • POS acceptance

      Merchants with the signage of UnionPay Logo all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.


      When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.


      Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.


      Paying with UnionPay credit card at some local merchants requires no PIN. Cardholders can complete the payment following the instruction of the cashier. You can also refer to relative service guide at “Help Center-Card-using Instructions-Service Guide for Overseas Using of UnionPay Credit Card without PIN”.