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  • Cross-border Remittance
    Home>Services & Products>Cross-border Remittance

    MoneyExpress is a cross-border remittance service that has been launched in 45 countries and regions including the US, Japan, Singapore, Australia, the UK, Russia, the UAE and Kyrgyzstan. Cooperating institutions include banks like CIBC and IBK and specialized institutions like MoneyGram, XOOM, and Transferwise. Through these institutions’ offline outlets, official websites, and mobile APP, individuals outside Mainland China can easily make cross-border remittance to UnionPay cards issued by 13 banks in China, including ICBC, BOC, China Construction Bank, Bank of Communications, China Everbright Bank, and Hua Xia Bank. Domestic cardholders can get remittance in RMB and then can make purchases or withdraw cash; they do not have to get a solution pay or settle foreign exchange.


    Different from the traditional cross-border telegraphic transfer, MoneyExpress settles the exchange rate in advance and deposit the remittance into the remittee’s UnionPay account in RMB. Therefore, the payee does not need to get a solution pay or pay the bank service fee; she/he can use the money directly. In general, the remittance is deposited into the payee’s account within 12 hours.

     

    Sending institutions that support this service are as follows:

    Institution

    Region

    Service channels

    MoneyGram

    The US,Japan,Australia and other countries and regions. (For details, please refer to MoneyGram’s public notice.)

    1.Official ebsites
    2.Offline outlets (including branch outlets and other cooperative outlets)

    Xoom

    The US

    1.Official websites
    2.Mobile APP

    Transferwise

    Countries and regions including the UK and France. (For details, please refer to Transferwise’s public notice.)

    1.Official websites
    2.Mobile APP

    Canadian Imperial Bank of Commerce

    Canada

    1.Official websites

    2.Mobile APP

    3.ATM

    4.Branch outlets

    AlliedBank

    The Philippines

    Branch outlets

    Contact

    Russia

    Offline outlets (including branch outlets and other cooperative outlets)

    Russky Slaviansky Bank

    Branch outlets

    Light Bank

    Branch outlets

    RIB

    Kyrgyzstan

    Branch outlets

    UAExchange

    The UAE

    Offline outlets (including branch outlets and other cooperative outlets)

    IBK

    South Korea

    1.ATM

    2.Branch outlets

     

    Domestic receiving institutions of Mainland China that support MoneyExpress are as follows:

    Issuers

    Debit card

    Credit card

    Industrial and Commercial Bank of China Limited

    Bank of China

    China Construction Bank

    ×

    Bank of Communications

    ×

    China Everbright Bank

    ×

    Hua Xia Bank

    ×

    Harbin Bank

    ×

    Bank of Shanghai

    ×

    Linshang Bank

    ×

    Hunan Rural Credit Cooperative

    ×

    Qinghai Rural Credit Cooperative

    ×

    Guangdong Rural Credit Cooperative

    ×

    Henan Rural Credit Cooperative

    ×