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According to the latest data released by China UnionPay on January 22, the transaction volume processed by UnionPay network in 2015 reached 53.9 trillion Yuan with a year-on-year growth of 31.2%. As a major means for daily payment, and with the development of financial technology, UnionPay is accelerating its payment innovation, making the payment at home and abroad more convenient and secure.
UnionPay’s acceptance footprint keeps improving, and it has fully realized ATM interbank transfer. In the past year, merchants, POS terminals and ATMs accepting UnionPay cards in the Chinese mainland witnessed a year-on-year growth of 38.8%, 43.2% and 17% respectively. All banks in the Chinese mainland have opened secure and convenient ATM interbank transfer service, with which cardholders are able to conduct real-time interbank transfers at over 700,000 ATMs. With the pilot run of small-sum-payment service with no PIN/signature required, cardholders are able to pay with QuickPass without signature or PIN at designated merchants when spending no more than 300 Yuan; this substantially improved QuickPass payment experience.
UnionPay’s innovative products keeps enriching, and it has initiated a new era with QuickPass. In 2005, UnionPay has comprehensively upgraded its traditional card products. UnionPay financial chip cards have witnessed a rapid increase, with a total of over 2 billion issued by the end of 2015. The Chinese mainland is one of the world’s fastest growing markets in terms of the issuance and transaction volume of UnionPay chip cards. As for emerging payment products, UnionPay QuickPass plays a leading role with various mobile payment products. HCE as well as Apple Pay and Samsung Pay are speeding up to enter the market, wearable pay watch and sporting bracelet meeting the market demands and contactless payment based on secure and intelligent chip technology have increasingly become the main trend of mobile payment.
UnionPay’s overseas service system keeps optimizing, and it has deepened its cooperation with international institutions. By the end of 2015, UnionPay’s overseas acceptance footprint had expanded to over 150 countries and regions, with 33.9 million merchants and over 2 million ATMs accepting UnionPay cards worldwide, and nearly 52 million UnionPay cards had been issued in 40 overseas countries and regions. UnionPay’s acceptance network not only covers places most frequented by outbound tourists, but also expands to supermarkets, convenience stores, snack bars, cinemas, and theme parks, many of which provide exclusive privileges for UnionPay cardholders. Meanwhile, with the implementation of the “Belt and Road” strategy, Laos’ national bankcard payment system jointly constructed by China UnionPay, China Development Bank and Bank of the Lao P.D.R had been launched, marking a significant breakthrough in the “going out” of the development experience of China’s bank card industry and the technical standards of UnionPay cards.
UnionPay’s acceptance footprint keeps improving, and it has fully realized ATM interbank transfer. In the past year, merchants, POS terminals and ATMs accepting UnionPay cards in the Chinese mainland witnessed a year-on-year growth of 38.8%, 43.2% and 17% respectively. All banks in the Chinese mainland have opened secure and convenient ATM interbank transfer service, with which cardholders are able to conduct real-time interbank transfers at over 700,000 ATMs. With the pilot run of small-sum-payment service with no PIN/signature required, cardholders are able to pay with QuickPass without signature or PIN at designated merchants when spending no more than 300 Yuan; this substantially improved QuickPass payment experience.
UnionPay’s innovative products keeps enriching, and it has initiated a new era with QuickPass. In 2005, UnionPay has comprehensively upgraded its traditional card products. UnionPay financial chip cards have witnessed a rapid increase, with a total of over 2 billion issued by the end of 2015. The Chinese mainland is one of the world’s fastest growing markets in terms of the issuance and transaction volume of UnionPay chip cards. As for emerging payment products, UnionPay QuickPass plays a leading role with various mobile payment products. HCE as well as Apple Pay and Samsung Pay are speeding up to enter the market, wearable pay watch and sporting bracelet meeting the market demands and contactless payment based on secure and intelligent chip technology have increasingly become the main trend of mobile payment.
UnionPay’s overseas service system keeps optimizing, and it has deepened its cooperation with international institutions. By the end of 2015, UnionPay’s overseas acceptance footprint had expanded to over 150 countries and regions, with 33.9 million merchants and over 2 million ATMs accepting UnionPay cards worldwide, and nearly 52 million UnionPay cards had been issued in 40 overseas countries and regions. UnionPay’s acceptance network not only covers places most frequented by outbound tourists, but also expands to supermarkets, convenience stores, snack bars, cinemas, and theme parks, many of which provide exclusive privileges for UnionPay cardholders. Meanwhile, with the implementation of the “Belt and Road” strategy, Laos’ national bankcard payment system jointly constructed by China UnionPay, China Development Bank and Bank of the Lao P.D.R had been launched, marking a significant breakthrough in the “going out” of the development experience of China’s bank card industry and the technical standards of UnionPay cards.
