unionpay

UnionPay cards can be smoothly used at 177 countries and regions worldwide.

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  • China UnionPay
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  • UnionPay service since      May, 2010 

    Local service hotline          00-800-800-95516


    In Finland, UnionPay cards are accepted at merchants most frequented by tourists. UnionPay cards are accepted at the ATMs of Change Group.

    • Finland – Fairyland of Aurora
      In Finland, there exists the most beautiful fjord of Scandinavian Mountains, Lake Group of ice erosion, figures of reindeers here and there, as well as Finland foxes you cannot find them. Finland is also known as the “Country of Thousand Islands” or “Country of Thousand Lakes”. Romantic streets, cozy buildings, lovely Father Christmas, beautiful ice and snow are integrated on the land of Northern Europe. Why not take your UnionPay card (card number starting with 62) to visit the “Fairyland of Aurora” and make a wish there?
    • POS acceptance

      Merchants withthe signage of all accept UnionPay cards. Since that some of the merchants have yet toput up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance. UnionPay cards are accepted by many merchants in Helsinki Airport, including Airport Duty Free, Burberry, Max Mara,Polo Ralph Lauren, BOSS and others. Also many high street merchants and jewellers in downtown Helsinki accept UnionPay.

       

      When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.


      Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.


      Paying with UnionPay credit card at some local merchants requires no PIN. Cardholders can complete the payment following the instruction of the cashier. You can also refer to relative service guide at “Help Center-Card-using Instructions-Service Guide for Overseas Using of UnionPay Credit Card without PIN”.

    • Cash withdrawal
      In Finland, UnionPay cards are accepted at the ATMs of Change Group.
      Please refer to the latest government policy on overseas cash withdrawal viaUnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.
    • Introduction of Overseas Tax Refund
      UnionPay has launched the UnionPay card (card number starting with 62) overseas tax refund service in cooperation with Global Blue, Premier Tax Free, Tax Free Worldwide and GB Tax Free that are the world’s largest tax refund institutions. Such service covers 38 countries and regions. You can apply for tax refunds when shopping in oversea stores only if they are labeled the following logos of tax refund cooperative institutions.
      Global tax refund institutions:  
      If you are using the Premier tax refund service, you can check the Premier global refund points and tax refund progress on Premier Tax Refund Inquiry.

      For more information, please click
    • More considerate services offered by UnionPay Card

      UnionPay Card Emergency Cash Assistance Service

      UnionPay cardholders can call the hotline of the issuing bank or local UnionPay hotline to apply for an emergency cash assistance capped at the equivalent of USD 5,000 if they are experiencing emergencies like lost or malfunctioning cards.

       

      Find More:

      http://www.unionpayintl.com/en/servicesProducts/

    • Code Of Conduct
      In 2015, the Interchange Fee Regulation (EU/2015/751) (“IFR”) came into force in EU, requiring a separation between card schemes and processing entities in terms of accounting, organization and decision-making processes. Such IFR applies to card-based payment transactions carried out within EU, where both the payer's payment service provider and the payee's payment service provider are located therein.

      UnionPay therefore comes up with this code of conduct to help UnionPay staff understand the requirements of the IFR and provide guidance for such staff to be fully compliant as it relates to such aforementioned transactions only.

      This Code of Conduct will take effect on February 7, 2018. If there are questions or concerns about this Code of Conduct, please feel free to contact UnionPay Legal and Compliance Section at Legalteam@unionpayintl.com.

      For more information about it, please check here.